Transforming FSI with AVRIO’s No-Code AI Platform

In today’s digital-first world, Financial Services and Insurance (FSI) institutions face rising complexity from regulatory pressures and evolving customer demands to the constant threat of fraud and market volatility. Success now hinges on how quickly and intelligently an organization can convert its data into action.

Yet, legacy systems and siloed data continue to slow progress. Business users often struggle with fragmented information spread across claims platforms, policy systems, transaction engines, and CRM tools. Manual processes and rigid analytics pipelines delay insights and limit agility – A serious handicap in an industry where real-time decisions matter.

  • Fraud Analysts wrestle with disconnected systems that delay investigations, miss subtle patterns, and lack real-time triggers to prevent losses.

  • Underwriters and Claims Managers lack unified, explainable insights that can accelerate risk scoring, claims triage, and approval decisions.

  • Compliance Officers face audit fatigue and reporting delays due to manual data pulls and a lack of clear lineage or threshold monitoring.

  • Product and Marketing Teams can’t personalize experiences effectively when customer data is fragmented across channels and systems.

To compete and comply in this landscape, FSI organizations need more than dashboards. They need a modern, governed, AI-powered platform that turns enterprise data into intelligent, real-time outcomes.

PREREQUISITES


Before FSI organizations can fully leverage AI/ML and intelligent automation, they must overcome these foundational challenges:

Unified Access to Disparate Data

Systems like core banking, CRM, and claims processing must be virtually connected — not replicated — to enable a holistic view without creating data sprawl.

Robust Governance and Security

Data access must be controlled by business domains and roles, with audit-ready transparency and compliance with standards like PCI DSS, SOC2, HIPAA, and GDPR.

Real-Time Analytics & Decisioning

Data platforms must empower instant insights — whether it's detecting fraud, evaluating portfolio risk, or fast-tracking a claim.

Empowering Non-Technical Users

Line-of-business experts — fraud analysts, claims managers, service reps — should ask questions in plain language, build predictive models, and share insights with zero code.

Cloud-Scale Efficiency

The platform must scale elastically and support reuse of data models and metrics across teams to reduce redundancy and cost.

SOLUTION OVERVIEW


AVRIO is a modern, no-code, AI/ML-enabled cloud platform built to empower Financial Services and Insurance (FSI) organizations with a unified environment for data access, analytics, and decision intelligence. Designed for non-technical users and domain experts, AVRIO bridges the gap between raw enterprise data and operational decision-making — without requiring code or heavy IT intervention.

Federated Data Integration without Movement

Federated Data Integration without Movement

AVRIO connects to disparate data sources — such as core banking systems, insurance policy administration, CRM platforms, claims processing systems, transaction engines, and regulatory feeds — using a federated query engine. This approach eliminates the need to replicate data into a central warehouse, reducing cost, risk, and complexity.

  • Integrates structured and unstructured data across cloud and on-prem environments.

  • Supports real-time joins across billions of records from multiple systems.

  • Enables agile onboarding of new data sources without ETL development.

Built-In Data Governance and Trust Framework

Built-In Data Governance and Trust Framework

AVRIO embeds enterprise-grade governance and observability from the ground up. As users explore and use data, the platform ensures security, trust, and transparency.

  • Domain-based access controls ensure that fraud teams, underwriters, compliance officers, or marketing leads see only what they need.

  • Automated data classification (e.g., PII, PHI, financial identifiers) improves risk posture and simplifies compliance with PCI DSS, SOX2, HIPAA, and other standards.

  • End-to-end data lineage tracks every transformation and query for full auditability and trust in decisions.

Real-Time Analytics for Instant Business Action

Real-Time Analytics for Instant Business Action

AVRIO’s federated query engine enables sub-second querying over massive datasets, allowing business users to:

  • Ask natural-language questions and get real-time answers through AVRIO Conversa AI.

  • Drill into patterns, outliers, or anomalies using visual tools — no SQL required.

  • Trigger operational workflows or alerts based on real-time thresholds or patterns.

This capability transforms time-consuming manual analysis into instant insight and action, critical for fraud detection, claims triage, portfolio rebalancing, and more.

AI/ML Without Code for the Business User

AI/ML Without Code for the Business User

AVRIO democratizes machine learning with Live Intel Studio, a visual ML workbench that lets users build, train, and deploy models without needing data science skills.

  • Choose use cases like churn prediction, fraud scoring, or lead classification with pre-built templates.

  • Configure models through visual steps — selecting features, setting thresholds, validating accuracy — all without code.

  • Use GenAI assistants to auto-suggest variables, explain model output, and improve model performance.

This puts powerful AI in the hands of fraud analysts, risk officers, and marketing managers — unlocking smarter decisions in every function.

Data as a Product & Reusable Tech Products

Data as a Product & Reusable Tech Products

AVRIO promotes data-as-a-product thinking, allowing users to publish and reuse models, metrics, and insights across the enterprise.

  • Shared datasets and KPIs via a centralized catalog.

  • Teams publish REST APIs to plug into external applications, workflows, or customer touchpoints.

  • Accelerates time to insight and reduces cost of duplication.

Cloud-Native Architecture for Cost Optimization

Cloud-Native Architecture for Cost Optimization

AVRIO’s multi-tenant cloud-native architecture optimizes cost and performance across environments.

  • Separates compute from storage for elastic scaling.

  • Automatically manages idle clusters and resource allocations for peak efficiency.

  • Ensures predictable performance with usage-based pricing.

AVRIO in Action


Financial Services & Insurance Use Cases


Realized Outcomes & Conclusion

Trianz AVRIO is redefining how Financial Services and Insurance institutions harness data — bringing together data, AI, and people on a single no-code platform to drive faster, smarter decisions across the enterprise.

By eliminating data silos, automating governance, and democratizing analytics and machine learning, AVRIO empowers every function — from fraud and risk to underwriting, customer engagement, and portfolio management — to operate with agility, accuracy, and speed.

With Trianz AVRIO, FSI organizations can achieve:

  • 30% faster fraud detection through real-time anomaly scoring and federated data access.

  • 40% reduction in manual reporting time, enabling compliance and risk teams to focus on strategy, not spreadsheets.

  • Up to 25% improvement in claims processing efficiency via automated triage and AI-driven prioritization.

  • 3X increase in business user productivity by enabling non-technical staff to build models, run queries, and publish insights independently.

Whether you're a bank, insurer, or asset manager, Trianz AVRIO helps you act faster, scale smarter, and lead confidently in a data-driven, digital-first world — with zero code required.

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